Cash machines that do not charge the user to withdraw cash are to be installed in poorer areas.

Royal Bank of Scotland, NatWest and the National Federation of Subpostmasters will install 300 free-to-use cash machines and 27 sites have already been agreed in convenience stores, housing estates and town halls.

Gordon Pell, chief executive of retail markets at the Royal Bank of Scotland, said: “Having a free-to-use cash machine close by can make a real difference to the elderly, disabled and those living on a very low income.”