Retailers wanting more information on the government's stakeholder pensions, which launch on April 6, can now ring a new helpline. By October 8, all those employing five or more people must provide them with access to a stakeholder pension scheme. Employees must be offered a stakeholder pension if they are not already eligible to join an occupational scheme, have been with the company for more than three months and earn more than the National Insurance lower earnings limit (currently £67 a week). The good news is that employers are not expected to set up or run the schemes for themselves and are not required to contribute to them. But they do have to provide access to a registered scheme and ensure that payroll deductions are sent to the scheme provider on time. For more information ­ or a copy of the government's guide to the new scheme ­ call 0845 7143 143 seven days a week. Alternatively, point your computer browser to DSS minister Alistair Darling said: "The helpline will provide guidance on the contents of the guide which covers the exemptions and the requirements for employers who are not exempt." {{GROCER CLUB }}